Sales and transfers of mortgages and loans
If your mortgage or loan account was sold and transferred to another lender in the past, we will have notified you in writing at the time of the sale. In addition your new lender will have also written to you and you will have received other correspondence such as statements from them.
You can find out more about each sale and transfer below.
Please note, this site contains links to external websites. We are not responsible for the content of external websites.
Sales and transfers
Hessonite Mortgages
NRAM transferred a portfolio of mortgages and other debt accounts to Hessonite Mortgages in October 2023.
If your mortgage or account was included in the transfer to Hessonite Mortgages, we wrote to you in October 2023 explaining this.
Visit website
Hyalite Mortgages
NRAM transferred a portfolio of mortgages to Hyalite Mortgages in October 2023.
If your mortgage was included in the transfer to Hyalite Mortgages, we wrote to you in October 2023 explaining this.
Visit website
Pure Retirement
NRAM transferred a portfolio of Lifetime mortgages to Pure Retirement Limited in March 2020.
If your mortgage was included in the transfer to Pure Retirement Limited, we wrote to you in March 2020 explaining this.
Visit website
Heliodor Mortgages
NRAM transferred a portfolio of mortgages and loans to Heliodor Mortgages in November 2019. Heliodor Mortgages is a trading name of Topaz Finance Limited.
If your mortgage and/or loan was included in the sale to Heliodor Mortgages, we wrote to you in October or November 2019 explaining this.
Visit website
Whistletree
NRAM transferred a portfolio of residential mortgages to Whistletree in July 2016.
Whistletree is a trading name of TSB Bank plc.
If your mortgage was included in the transfer to Whistletree, we wrote to you in July 2016 explaining this.
Visit website
Landmark Mortgages
NRAM transferred a portfolio of residential mortgages to Landmark Mortgages Limited in July 2016.
If your mortgage was included in the transfer to Landmark Mortgages, we wrote to you in July 2016 explaining this.
Visit website
Engage Credit
NRAM transferred a portfolio of residential mortgages to Tulip Mortgages in May 2015.
The day-to-day administration of Tulip Mortgage’s accounts is carried out by Engage Credit, a trading name of Pepper (UK) Limited.
If your mortgage was included in this transfer, we wrote to you in May 2015 explaining this.
Visit website
Kent Reliance
NRAM transferred a portfolio of personal loans to OneSavings Bank in February 2014, which operates under its Kent Reliance trading name.
If your loan was included in this transfer, we wrote to you in February 2014 explaining this.
Visit website
Cabot Financial
NRAM transferred a portfolio of personal loans to Marlin Financial Group, now Cabot Financial Ltd. in October 2013.
If your loan was included in this transfer, we wrote to you in October 2013 explaining this.
Visit website