Together Mortgages are a combination of a secured mortgage and an unsecured loan at a single interest rate with one combined monthly payment.
If you have redeemed the secured portion of your mortgage and opted to leave the unsecured element as a stand alone personal unsecured loan, the loan will be referred to as Delinked. The rate on the unsecured loan would be charged at standard variable rate + 3%, 5% or 8% depending on your product rate. Please refer to your original offer documentation for more information.
Please note that delinked loans do not have any Flexible Features, however you can make overpayments penalty free.
If you would like to contact us about your delinked loan please do so on 0845 604 2873* and we will be happy to help with any queries.
If you would like to write to us about your delinked loan, please use the following address details:
NRAM Mortgage Operations
PO Box 625