You may have to pay a redemption fee, which covers the maintenance and general administration of your mortgage during its term. This fee is non-refundable and is added to the final amount that you owe us.
You may be liable to pay an Early Repayment Charge (ERC) when you redeem your mortgage. This is usually a percentage of the amount being repaid and will be added to the final amount that you owe us. However, we are currently waiving all ERCs until further notice, so you won't have to pay this fee at present, even if it would usually have applied.
You can find details of any fees payable on your original mortgage offer. If you no longer have this document, you can contact us to find out more.