Rate rise calculator

Rate rise calculator

If you are on a variable rate mortgage, simply enter a few basic details about your mortgage to see how future interest rate rises could affect your monthly payments. This is an illustration only - any rate rises that apply to your mortgage will be dependent upon the Terms and Conditions of your loan. If you are unsure of any of this information then please refer to your most recent mortgage statement.

Please note - This calculator provides an illustration of a repayment or interest only mortgage with interest calculated monthly.
The actual payments may differ.

Your current mortgage

Please enter a valid mortgage balance

What is your outstanding mortgage balance?

£ e.g.125000

What type of mortgage do you have?

Please enter a valid Year/Month

How long do you have left on your mortgage?

e.g.15 Years
e.g.3 Months
Please enter a valid Interest Rate

What is your current interest rate?

e.g.2.5 %
If interest rates rise by
Current rate 0.25% 0.50% 1.00% 2.00% 3.00% 5.00%
your monthly payment will be* 0.00
An increase of 0.00
Results - How could interest rate rises affect your monthly payment?

If your mortgage
interest rate rises by...


...then your monthly
payments could increase by

But if your mortgage
interest rate rises by...


...then your monthly
payments could increase by

Your monthly payment (£)
Change in interest rate (%) Your monthly payment (£) Color Increase of
+0.00% 208.00 #01b6c7
+0.25% 229.00 #1c1251
+0.50% 250.00 #1c1251
+1.00% 291.67 #1c1251
+2.00% 375.00 #1c1251
+3.00% 458.33 #1c1251
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